Guides

How settling up works: who owes whom

This is the feature people ask about most. The idea: everybody records what they paid, and GoodShare works out who has to send money to whom so that everyone has carried the same share. You never have to do the maths yourself.

1

A shared book with entries from several people

Settling up needs a shared book with at least two members. Everybody records their expenses as usual. It does not matter who pays what.

How settling up works: who owes whom, Step 1: A shared book with entries from several people
Step 1: A shared book with entries from several people
2

Members: who paid how much (Pro)

Under Statistics, area "Group", the members tab shows how much each person has put in. This is the raw figure, before any balancing. The members tab is part of GoodShare Pro; the settlement in the next step is free.

How settling up works: who owes whom, Step 2: Members: who paid how much (Pro)
Step 2: Members: who paid how much (Pro)
3

Settlement: who owes whom

The settlement tab turns that into balances. At the top it shows which settlements are open, with the amount. With more than one transfer, "Who pays whom" lists every payment, and the balances of the members follow: a plus means the person has paid more than their share and gets money back; a minus means they owe. GoodShare always picks the smallest number of transfers. With only two members the balances sit under "Details".

How settling up works: who owes whom, Step 3: Settlement: who owes whom
Step 3: Settlement: who owes whom
4

Settle up

"Settle all balances" opens this preview; with a single open transfer the button reads "Mark as settled". The amounts are editable: if someone only pays part of what they owe, correct the figure here before confirming. GoodShare then books the settlement as a transaction, so the balances reset and the history stays visible.

How settling up works: who owes whom, Step 4: Settle up
Step 4: Settle up

Frequently asked questions

Not necessarily. By default the costs are split equally. With GoodShare Pro you can give each member a percentage, useful when incomes differ a lot, and split individual entries differently from the rest.

No. GoodShare tells you who owes whom how much; the transfer itself you make however you normally do. Nothing is ever connected to a bank account.

Change the amount in the settle preview before confirming. The remainder stays as an open balance.

Ready to try it yourself?

GoodShare is free to start. No bank account linking, no ads.

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Still stuck?

The FAQ answers the shorter questions, and you can always write to us.

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