🤝
Guides

How settling up works: who owes whom

This is the feature people ask about most. The idea: everybody records what they paid, and GoodShare works out who has to send money to whom so that everyone has carried the same share. You never have to do the maths yourself.

1

A shared book with entries from several people

Settling up needs a shared book with at least two members. Everybody records their expenses as usual — it does not matter who pays what.

How settling up works: who owes whom — Step 1: A shared book with entries from several people
Step 1: A shared book with entries from several people
2

Members: who paid how much

Under Statistics, area "Group", the members tab shows how much each person has put in. This is the raw figure, before any balancing.

How settling up works: who owes whom — Step 2: Members: who paid how much
Step 2: Members: who paid how much
3

Settlement: the balances and the payment plan

The settlement tab turns that into balances. A plus means the person has paid more than their share and gets money back; a minus means they owe. Underneath, "Who pays whom" lists the payments needed — GoodShare always picks the smallest number of transfers.

How settling up works: who owes whom — Step 3: Settlement: the balances and the payment plan
Step 3: Settlement: the balances and the payment plan
4

Settle up

"Settle all balances" opens this preview. The amounts are editable: if someone only pays part of what they owe, correct the figure here before confirming. GoodShare then books the settlement as a transaction, so the balances reset and the history stays visible.

How settling up works: who owes whom — Step 4: Settle up
Step 4: Settle up

Frequently asked questions

Not necessarily. By default the costs are split equally, but you can give each member a percentage — useful when incomes differ a lot. Individual entries can also be split differently from the rest.

No. GoodShare tells you who owes whom how much; the transfer itself you make however you normally do. Nothing is ever connected to a bank account.

Change the amount in the settle preview before confirming. The remainder stays as an open balance.

Ready to try it yourself?

GoodShare is free to start. No bank account linking, no ads.

Get GoodShare on Google Play

Still stuck?

The FAQ answers the shorter questions, and you can always write to us.

Browse the FAQ Contact support

Related guides

Guides & Tutorials