Subscription Cost Calculator
Find out the true cost of all your subscriptions. Track monthly, yearly, and long-term spending. See how much you can save by sharing.
The Hidden Cost of Subscriptions
Subscription fatigue is real. The average household now spends over $200 per month on recurring subscriptions, and most people significantly underestimate how much they actually pay. From streaming services and software to gym memberships and meal kits, small monthly charges add up to thousands of dollars per year.
The problem is not any single subscription. It is the accumulation of dozens of recurring charges that quietly drain your budget every month. Studies show that consumers underestimate their subscription spending by as much as 2.5 times the actual amount.
This free calculator helps you see the full picture. Add all your subscriptions, regardless of their billing cycle, and instantly see what you are really spending per month, per year, and over five years.
How to Reduce Subscription Costs
Once you know your true subscription spending, there are several effective strategies to cut costs:
Audit regularly: Review all your subscriptions at least quarterly. Cancel anything you have not used in the past 30 days. Many people pay for services they forgot they signed up for.
Share with family: Most major services offer family plans that cost significantly less per person. Spotify Family, Netflix household plans, and YouTube Premium Family can save you 30-50% compared to individual subscriptions. Use GoodShare to split these costs fairly with your household.
Use annual billing: If you are committed to a service, switching from monthly to annual billing typically saves 15-30%. Just make sure you will actually use the service for the full year.
Rotate streaming services: Instead of subscribing to every streaming platform simultaneously, consider rotating between them. Watch everything you want on one service, then switch to the next.
Subscription Spending Statistics
The subscription economy has grown rapidly in recent years. The average consumer now has 12 paid subscriptions, up from just 5 a decade ago. Streaming services account for the largest share, with the average household subscribing to 4 or more video streaming platforms. Software subscriptions are the second largest category, followed by fitness, news, and food delivery services.
Perhaps most strikingly, research indicates that 42% of consumers are paying for subscriptions they have forgotten about. These forgotten subscriptions cost the average person over $500 per year. A simple subscription audit can often save hundreds of dollars annually.
Frequently Asked Questions
Studies show that the average European household spends between 150-250 EUR per month on subscriptions — often more than they realize. This includes streaming services, software, gym memberships, cloud storage, news outlets, and app subscriptions. Many people underestimate their total because each subscription seems small individually. Our calculator helps you see the full picture by converting all subscriptions to a consistent monthly or yearly view.
Start by listing every active subscription — our calculator makes this easy. Then evaluate each one: When did you last use it? Could you share a family plan? Are there free alternatives? Consider rotating entertainment subscriptions seasonally instead of keeping all year-round. Many services offer annual plans at 15-30% discount if you know you'll keep them. The biggest savings usually come from cancelling services you signed up for but rarely use.
Family plans typically cost 50-70% more than individual plans but cover 4-6 people, making the per-person cost significantly lower. For example, a streaming service at 13.99 EUR/month for one person vs. 17.99 EUR/month shared among four costs only 4.50 EUR each. The savings scale with household size. Use our Fair Share Calculator to split the cost fairly if incomes differ between household members.
Apply the "usage test": check your bank statements for the last 3 months and identify subscriptions you haven't actively used. Services with overlapping features are prime candidates — do you really need three music or two cloud storage services? Also consider the cost-per-use: a 15 EUR/month gym membership used twice costs 7.50 EUR per visit, while a 10 EUR drop-in class might be cheaper. Cancel duplicates and unused services first, then optimize what remains.
Check your bank and credit card statements from the last 12 months for recurring charges. Look for small amounts you might overlook — even 2-3 EUR services add up. Check your app store subscriptions (Google Play Store → Payments & subscriptions, Apple App Store → your profile → Subscriptions). Also search your email for words like "subscription", "renewal", "billing", or "receipt". You might be surprised by services you signed up for during a free trial and forgot to cancel.
Enter each subscription with its name, cost, and billing cycle (weekly, monthly, quarterly, or yearly). The calculator normalizes everything to show both your total monthly and annual cost. You can easily add, remove, or adjust subscriptions to simulate different scenarios — for example, what you'd save by switching from monthly to annual billing, or by cancelling specific services.
Yes, and it can lead to significant savings. Many services like Netflix, Spotify, YouTube Premium, and Microsoft 365 offer household or family plans. With GoodShare, you can track shared subscriptions and split costs among household members automatically. The app keeps a running tally of who owes what, so nobody has to chase payments or remember amounts.
Watch for price increases — many services raise prices annually by 1-3 EUR without prominent notification. Free trials that auto-convert to paid subscriptions are another common trap. Some services charge in foreign currencies, adding exchange fees. Also beware of "freemium" models where basic features are free but essential ones require payment. Check annually whether your subscriptions still offer competitive pricing compared to newer alternatives in the market.
Track Subscription Costs Automatically
GoodShare tracks and splits subscription costs in real-time. Never lose track of what you're paying.
Try GoodShare Free